Centrelink

IN THIS SECTION
  Pension
  Centrelink News
  Allowable Earnings
  Carer Payments
  Centrelink Online Services
  Compensation Payments
  Widow Allowance
  Work Bonus

Welcome to the YOURLifeChoices Centrelink Page which offers simple shortcuts to find what you want more easily. Stay up-to-date with explanations of the latest Centrelink changes. Our Pension page has a range of information covering eligibility, Bonus Payments and entitlements. We have not forgotten those on the Age Pension, Widow Allowance, Disability Support Pension (DSP) and those receiving Carer Payments, with information updated weekly, including links to Centrelink online services and the latest pension news for senior Australians.


Centrelink Pensions and Payments for Senior Australians





 


Top 10 Human Services websites


1. Age Pension
There are many factors which determine if you are eligible for a full or part Age Pension. Before making a claim, you can check if you meet the age and residency requirements and whether your income or assets may stop you from receiving any Centrelink benefits at all.
www.humanservices.gov.au

2. Work Bonus
Many Australians continue to work once they reach Age Pension age, either through choice or financial necessity. Claiming the Work Bonus can enable you to be eligible for a part or full Age Pension while still receiving an income from employment.
www.humanservices.gov.au

3. Carer support and payments
Caring for someone can physically and emotionally demanding. It can also be time-consuming and often results in carers being unable to work and therefore earn an income. There are payments and allowances available for those who qualify as carers, as well as practical support when needed.
www.humanservices.gov.au

4. Australians overseas
Older Australians may choose to spend the bulk of their retirement years overseas due to family connections or because the cost of living may be less than here in Australia. If this is not a permanent move, then many Centrelink payments can still be paid, but there are restrictions.
www.humanservices.gov.au

5. Living with a disability
For those who live with chronic illness, injury or a disability, getting the correct financial and practical support is critical. There is help available with health care and pharmaceutical needs, as well as assistance to get people back to work where possible
www.humanservices.gov.au

6. Concession cards
There are several different concession cards available from Centrelink and the Department of Veterans Affairs, but working out if you have the correct card and what it entitles you to, can be confusing. This clever guide details each concession card available, who is entitled to use them and the benefits which are attached to each.
www.humanservices.gov.au

7. Newstart Allowance
For many different reasons Australians sometimes have to give up work before they reach Age Pension age. With no income, it’s important to have something to fall back on. If you meet the activity-test requirements, which can include volunteering, then you may be able to claim the Newstart Allowance.
www.humanservices.gov.au

8. Seniors Supplement
If you do not qualify for an Age Pension because you exceed the income and asset test limits, you may still be eligible for a Commonwealth Seniors Health Card. If this is the case then you may also be eligible for quarterly assistance with regular bills such as rates, vehicle registration and energy bills.
www.humanservices.gov.au

9. Pension Loan Scheme
The Pension Loan Scheme can allow access to capital tied up in assets for those who are of Age Pension age, but don’t qualify for an Age Pension due to income and assets.
www.humanservices.gov.au

10. Easy to understand information
There is a wealth of information available on HumanServices.gov.au, but sometimes it can be difficult to understand or relate to your own circumstances. YOURLifeChoices aims to simplify Centrelink benefits and payments and is always happy to answer any questions you may have. You can also read our extensive Centrelink Q&A section to get the answer you need.
www.yourlifechoices.com.au

 


How much Age Pension will we lose?

How much Age Pension will we lose?

How much could you lose by having an overseas pension?

Top Stories

  1. Can our son pay our rent?
  1. No Interest Loan Scheme
  1. Pension reductions
  1. Maintaining your Age Pension
  1. Will I get a pension?

Can I claim the Pension Bonus?

Can I claim the Pension Bonus?

How do you know if you’re eligible for the Pension Bonus?

Pension increases clarified

Pension increases clarified

Debbie clarifies what people should be receiving with the pension increases

Retiring from the workforce

Retiring from the workforce

Can you get the Age Pension if you stop working before 65?

Asset test tables

Asset test tables

View the tables below to find out the Asset Test Limits for allowances and pensions ...

Income test limits for pensions

Income test limits for pensions

The income test limits for the full Age Pension have not changed, however, if you ...

Rent rise crushes pension increase

Rent rise crushes pension increase

As soon as the Age Pension increases, so too do government housing rental rates

Transitional Age Pension increases

Transitional Age Pension increases

Peter wants to know what the new rates will be for those on a transitional ...

Free eye glasses

Free eye glasses

I believe one can get free glasses if you have the PCC, is that right? ...

Allowable Earnings

Asset test tables

View the tables below to find out the Asset Test Limits for allowances and pensions for Homeowners and Non-homeowners effective from 20 March 2013.

Asset test limits

Income test limits for pensions

The income test limits for the full Age Pension have not changed, however, if you previously have just missed out on a part Age Pension, the new limits which apply from 20 March 2013 could be beneficial.

Can you now claim the Age Pension?

Age Pension payments overseas

Barry wants to spend more time overseas, but will still receive his part Age Pension?

How long can you stay overseas?

Carer Payments

Disability Support Pension or Carer’s Payment?

For those members who find themselves as a primary carer, which payment is more financially supportive?

Compare the DSP and the Carer payment

What will I get if I marry?

YOURLifeChoices member Lee is worried that if she chooses to marry, she will lose all her Centrelink benefits.

Will she be entitled to any payments?

Age Pension payments overseas

Barry wants to spend more time overseas, but will still receive his part Age Pension?

How long can you stay overseas?

Centrelink News

Transitional Age Pension increases

Peter wants to know what the new rates will be for those on a transitional pension

Are you on a transitional rate pension?

Pension reductions

Peter would like to know how additional income will affect his Age Pension

Will you lose your pension?

Centrelink reporting and payment arrangements

Australia Day and the upcoming public holiday may mean altered reporting and payment dates for those who receive certain Centrelink payments. Find out if you need to report your earnings earlier than usual and when you can expect to be paid.

When will you get your Centrelink payment?

Compensation Payments

Claiming the Age Pension

Claiming a New Zealand pension while in Australia shouldn’t be too difficult, but this hasn’t been the case for YOURLifeChoices member Margaret.

Find out more

Widow Allowance

Widow’s Allowance

Will a one off $5600 share payment affect my Widow's Allowance?

Centrelink responds

Work Bonus

Government benefits to working longer

Dennis has continued to work past the age of 65 but isn’t aware of any benefits to which he may be entitled.

What are his entitlements?

Will I be eligible for the Work Bonus?

The Work Bonus enables older workers to supplement their Age Pension while remaining in the workforce. Jerry would like to know if he will be eligible for this payment. Q. Jerry I am fast approaching retirement age and have always believed that once 65 arrived, ...

Remain in the workforce

Work Bonus promise

Many promises were made during the recent Federal Election campaign. YOURLifeChoices subscriber, Brian, recalls hearing something about Age Pensioners being able to earn $6,500 without their Age Pension being affected. Q. Brian Do you have any information regarding Julia Gillard’s promise ...

Was it delivered?

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Pension increases

Pension increases

From 20 March 2012 pension rates will increase in line with cost of living increases. This will result in an increase of $6.70 for a single Age Pension.

Will your pension increase?

Income test limits for pensions

Income test limits for pensions

The CPI rise in pension payments is also reflected by an increase in the amount of income you can receive before you lose your pension completely.

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Increased asset test limits

Increased asset test limits

Asset limits have been reviewed and increased in line with recent CPI pension increases.

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Guide to Centrelink

Guide to Centrelink

YOURLifeChoices answer your questions on the Age Pension, Starting retirement and using Centrelink Online Services.

Your Centrelink questions answered